Original Medicare does not typically cover routine services such as dental, vision, or hearing care; long-term care; cosmetic procedures; routine acupuncture; or regular foot care. For prescription drug coverage, you’ll need to enroll in a separate Medicare Part D plan. Many Medicare Advantage plans include coverage for services that Original Medicare does not.

Medicare Advantage plans are government-supported and often offer low or $0 premiums. While you’ll still pay your Part B premium, your benefits will be provided through the private plan. However, some plans limit your choice of healthcare providers, unlike Original Medicare, which allows access to any doctor or hospital that accepts Medicare.

Once you have Medicare Part A and Part B, you can enroll in a Medicare Advantage plan either when you first qualify at age 65 or during the Annual Enrollment Period. You can review and select plans through an easy-to-use online comparison tool, making enrollment quick and convenient.

Medicare Advantage plans offer a range of benefits that may include coverage for routine services like dental, vision, and hearing care. Many plans also offer prescription drug coverage, wellness programs, and reduced out-of-pocket costs compared to Original Medicare.